Calculated Future Value (FV): -
Calculated Present Value (PV): -
Internal Rate of Return (IRR): -
Compound Annual Growth Rate (CAGR): -
Net Present Value (NPV): -
Future Value of SIP: -
Total Amount Invested: -
Total Gains: -
Monthly EMI: -
Total Interest Payable: -
Total Amount Payable: -
(Based on an example Indian Old Tax Regime for individuals below 60 years. Slabs and rates are for illustration only.)
Taxable Income: -
Estimated Tax Payable: -
Effective Tax Rate: -
Disclaimer: This is a simplified, illustrative calculator. Tax laws are complex, subject to change, and vary based on individual circumstances and jurisdiction. Always consult a qualified financial advisor or tax professional for actual tax planning and advice.
Estimated Human Life Value (HLV): -
Note: This is a simplified HLV calculation. Many methods and factors influence an individual's insurance needs. Consult a financial advisor.
Importance of Insurance: Insurance provides financial security for your dependents in your absence. It helps ensure that your family can manage their living expenses, achieve long-term goals (like children's education or marriage), and pay off any outstanding debts if you are no longer around to provide for them.
Basic Types of Life Insurance: There are various types of life insurance policies. For example, Term Insurance provides pure life cover for a specific period (the "term"). It offers a high sum assured at a relatively low premium but typically has no maturity value if the insured survives the term. Endowment Plans, on the other hand, combine insurance with a savings component. They provide a lump sum on maturity or on the insured's death, if earlier. Other types include ULIPs (Unit Linked Insurance Plans), Money Back policies, etc. Consider your financial goals, risk appetite, and dependents' needs when choosing, and always consult an advisor.
What is a Premium?: A premium is the amount you pay regularly to the insurance company to keep your insurance policy active. The premium amount depends on various factors, including your age, health condition, lifestyle (e.g., smoker/non-smoker), the sum assured (coverage amount), the type of policy, and the policy term. Due to this complexity and individual variation, this calculator does not estimate premiums.
Gross Gain/Loss: -
Gain/Loss Type: -
Illustrative Tax Rate Applied: -
Illustrative Tax Amount: -
Disclaimer: This is a highly simplified and illustrative capital gains calculator. Capital gains tax laws are very complex, vary significantly by asset type, jurisdiction, and individual circumstances, and are subject to change. Indexation benefits for long-term gains are not considered here. Consult a tax advisor for accurate calculations and advice.
Call Option Price: -
Put Option Price: -
Call Delta: -
Put Delta: -
Gamma: -
Vega (for 1% vol change): -
Call Theta (per year): -
Call Theta (per day): -
Put Theta (per year): -
Put Theta (per day): -
Call Rho (for 1% rate change): -
Put Rho (for 1% rate change): -
Disclaimer: The Black-Scholes model is based on idealized assumptions (e.g., constant volatility, no arbitrage, European options) and may not reflect real market prices. Output is for educational purposes. Trading options involves significant risk.
Monthly Expenses at Retirement: -
Total Retirement Corpus Needed: -
Required Monthly Investment (SIP): -
Disclaimer: This calculator provides an estimate based on the inputs and assumptions. Market conditions, inflation, and personal circumstances can vary. It's a simplified model and does not account for taxes or unforeseen expenses. Consult a financial advisor for comprehensive retirement planning.
Real Rate of Return: -%
The real rate of return shows the actual growth of your investment after accounting for the eroding effect of inflation.
Total Initial Investment: -
Gross Rental Yield (%): -
Net Rental Yield (%): -
Total Net Profit from Investment: -
Overall Return on Investment (ROI) (%): -
Simplified Overall CAGR (%): -
Disclaimer: This calculator provides illustrative estimates. Real estate investments involve many factors (market conditions, unforeseen expenses, tax implications like capital gains tax, depreciation, etc.) not fully covered here. Consult a financial advisor and real estate professional.
Estimated EPF Maturity Value: -
Disclaimer: Illustrative calculation. Assumes constant interest and salary increase rates. Actual EPF rules and returns may vary. A portion of employer's share (8.33% of salary, up to a wage ceiling) typically goes to EPS, which is not modelled here for pension.
Estimated PPF Maturity Value: -
Disclaimer: Illustrative calculation. Assumes fixed annual contribution made at the start of each year and constant interest rate. Actual PPF interest rates are set by the government and can change.
Total Corpus at Retirement: -
Lump-sum Amount Receivable: -
Amount Used for Annuity: -
Estimated Monthly Pension: -
Disclaimer: Illustrative calculation. Investment returns are not guaranteed and depend on market performance and fund choice. Annuity rates vary. Tax implications are not covered.
Total Value of Gold: -
Average Buy NAV:
Current Value of Investment: -
Absolute Gain/Loss: -
Absolute Return (%): -%
Note: For SIP returns including XIRR, please use the main IRR Calculator with your cash flow series.
Total Buy Value: -
Current Market Value: -
Gross Profit/Loss: -
Net Profit/Loss: -
Net Return (%): -%